Buying your home

The key steps in buying a home are set out below.

Sometimes two or more can be going on at the same time, but you may find it useful to see the ‘big picture’. Where available you can obtain more information about each step by following the links below.

Affordability
How much can you pay?

Finalise your mortgage
Make sure you can afford it

Mortgages
Arrange a mortgage agreement in principle

Survey
Have one done

How to find
What do you need

Conveyancing
Sort out the legal side

Where to live
Choose your location

Moving
Choose how you will move

Viewings
Could you live there?

Exchange contracts
Now you’re committed to the purchase

Negotiate a price
What’s it worth?

Completion
Pay the money and move in